About Daniel Richard
English
Native or bilingual
Norwegian
Native or bilingual
Swedish
Conversational
Danish
Conversational
Experience
- Independent ConsultingCredit Risk & Portfolio Analytics ConsultantCONSULTING AND AUDITSJanuary 2025 - Today (1 year and 7 months)Oslo, NorwayPerformed credit risk and portfolio analysis for secured and microfinance lending. Built risk and financial models in Excel and Power BI to assess profitability, default probability, and recovery rates.
- Circle K EuropeRisk SpecialistRETAIL (LARGE RETAILERS)August 2024 - November 2024 (3 months)Riga, LatviaManaged customer credit risk, conducted credit assessments, and collaborated with teams to optimize credit processes and mitigate financial exposure.
- BDOAuditorCONSULTING AND AUDITSAugust 2022 - June 2024 (1 year and 10 months)Hamar, NorwayPerformed audits, analyzed financial statements, and provided recommendations to improve compliance, internal controls, and operational efficiency.
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Education
- MSc in EconomicsNorwegian School Of EconomicsMSc in Economics
- BScNorwegian School Of Economics2020BSc
Certifications
- Advanced Valuation and Strategy - M&A, Private Equity, and Venture CapitalErasmus University Rotterdam2024