About Daniela
I help founders, SMEs and investors turn messy ideas, documents and numbers into clear, decision-ready business plans, deals and reports. My background is in running and advising financial services and lending companies in CEE/EU, working directly with banks and private lenders, so I know how funding decisions are really made in practice. I focus on short, intensive projects (5–10 days): reviewing and upgrading business plans and financial models, producing concise market/country briefs, analysing debt and deal structures, and crafting sharp investor-facing documents. If you need an honest external view, fast deep-dives and concrete recommendations instead of generic consulting jargon, I’m a good match.
Typical engagements: 5–10 days, standard day rate 750 €/day, deep-dive option 900 €/day.
English
Native or bilingual
French
Basic
Russian
Basic
Bulgarian
Native or bilingual
Remote only
Primarily works remotely
Experience
- credit intermediary and investment companyceo and managing directorCONSULTING AND AUDITSJanuary 2020 - Today (6 years and 7 months)Private and Structured Lending – origination and structuring of loans to individuals and SMEs, including real-estate–backed and high-yield secured lending products.Partnerships with Banks and Financial Institutions – cooperation models with commercial banks and non-bank lenders in Bulgaria and CEE for joint products and co-lending.Deal Structuring & Risk Analysis – design of collateral packages, guarantees and repayment structures; assessment of downside scenarios and recovery options.Investment & Project Evaluation – review of business plans, financial models and project documentation for funding via banks, private lenders or investors.Credit Intermediation for Individuals and SMEs – advisory and mediation between clients and multiple banks for mortgages, consumer loans and business financing.Loan Application Preparation – preparing client files, documentation and bank-ready presentations to increase approval chances and improve terms.Debt Restructuring Support – analysis of existing loan portfolios and support in renegotiation, refinancing or consolidation of debt.Client Risk Profiling & Affordability Analysis – practical assessment of clients’ repayment capacity and risk from a lender’s perspective.Regulatory & Compliance Practices (EU/BG Credit Intermediaries) – day-to-day application of AML/KYC and local regulatory requirements for licensed credit intermediaries (non-legal, practical view).
- Credit Intermediary & Greenback I JSCceo and managing directorMay 2019 - Today (7 years and 3 months)Investment ResearchCredit AnalysisCorporate FinanceBusiness WritingReport WritingDetails anonymised and combined from several real-life projects for confidentiality.
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Education
- Master of lawSofia university, Bulgaria2000I hold a Law degree with a specialization in International Relations, which gives me a solid foundation in commercial, contract and financial law, as well as EU and international regulation. I complement this with a range of finance-focused courses (corporate finance, investment analysis, venture capital & private equity), allowing me to bridge legal and financial perspectives. This mix helps me structure complex deals, analyse contracts, regulations and investment risks – including cross-border – and deliver to clients a holistic, execution-ready view on transactions, financing and growth strategies.