Freelancer profile translated to English.

Description

Expert Consolidation - Corporate Finance - Risks in the banking and insurance sector, specialized in Solvency II & Basel III, regulatory closing and securing deliverables: QRT controls, indicator consistency (SCR, equity, ratio) and data quality (QDD, traceability, documentation). Summaries for Finance/Risk bodies, continuous strengthening of controls and processes, with an analytical approach focused on reliability and compliance with regulatory deadlines.

Industry field of expertise

Languages

French
Native or bilingual
English
Native or bilingual
Arabic
Native or bilingual

Workplace preferences

Can work on-site

Paris (up to 50km)

Groupe Covéa
Consolidation – Studies, Management & Solvency II Steering
BANKING AND INSURANCE
September 2023 - December 2025 (2 years and 3 months)
Paris, France
• Participation in steering the group's Solvency II closing process for French and international entities.
• Monitoring the process: collection, consistency checks, reconciliation, and aggregation of prudential data.
• SFCR analysis and review
• Support for prudential committees (Finance and Risk) and preparation of summary elements for governance.
• Strengthening data quality, traceability, and documentation within the QDD project.
• Coordination of consolidation process improvements with Finance, Risk, Actuarial, and IT teams.
• Targeted automation using SAP BFC rules, advanced Excel (VBA), and Python / Project management

Ex. Achievements:
◦ · Automation of the link between statutory data and the Solvency II repository, enabling more reliable allocation of income statements by business line and saving approximately 3 days in the S2 production cycle.
◦ · Strengthening of QRT consistency controls: identification of limitations in existing controls, implementation of more robust checks, and improvement of data quality reported by entities.
Automation Consolidation IFRS data quality Solvency 2
credit agricole
Senior Credit Risk Analyst
BANKING AND INSURANCE
September 2022 - September 2023 (1 year)
Saint-Jean-de-Braye, France
• Monitoring and control of the evolution of Basel parameters (PD, LGD, CCF) used in the calculation of risk-weighted assets (RWA).
• Review of internal ratings for Retail & Corporate portfolios, identification of processing anomalies, and analysis of their impacts.
• Contribution to the IFRS9 framework: analysis of the default block, verification of provision consistency, and validation of input data.
• Participation in improving the reliability of Basel III reporting (CRR/CRR2/CRR4).
• Support to the Risk Department in monitoring indicators and tolerance thresholds.

Ex. Achievements:
◦ · Contribution to the implementation of a "weak signals" dashboard to anticipate default risks across several client populations, using a mix of existing and newly constructed indicators.
◦ · Implementation of a Risk data library: structuring, documenting, and harmonizing key information to facilitate the onboarding of new team members, improve common understanding of work, and strengthen coordination between teams (Risk, Finance, Actuarial, Data).
Coface
Consolidator - Regulatory Risk Analyst
BANKING AND INSURANCE
September 2019 - September 2022 (3 years)
Paris, France
• Group Solvency II prudential consolidation across 42 entities: framing of submissions, consistency checks, aggregation, and monitoring of points of attention during closing.
• Preparation and validation of prudential statements / QRTs (Solvency II balance sheet, coverage, equity, risk concentration): variance analysis, investigations, and coordination of corrections with entities.
• Reconciliation of financial assets: consistency checks, justification and analysis of variations, with identification of their impacts on risk indicators.
• Contribution to cross-functional work related to the prudential framework: ORSA, partial internal model, IFRS 17, EIOPA watch (impacts, points of vigilance).
• SAP BFC functional evolutions: updating/evolving rules, testing/acceptance, tracking requests via Jira, in coordination with Business Analysis.