CTFreelancer profile translated to English.
Back to original languageAbout Cécilia
Consultant in wealth management strategies, I assist individuals and executives in structuring, optimizing, and transferring their assets, with complete independence.
Co-founder of the LUNEO CONSEIL firm, I work exclusively on a fee basis, without selling financial products or receiving kickbacks, to ensure a 100% objective and tailor-made approach.
We operate throughout France using secure digital tools (document management, videoconferencing, electronic signature, etc.) for a smooth and 100% remote service.
My expertise:
Wealth Engineering:
- Wealth assessment
- Structuring of private & professional assets: SCI, holding company, etc.
- Tax & estate optimization
Dedicated advice for executives:
- Choice of social status and remuneration optimization (salary/compensation vs. dividends)
- Cash-out operations (LBO, OBO, etc.).
- Transfer of professional assets (onerous, gratuitous, Dutreil pact, etc.)
Retirement expertise:
- Retirement assessment, career reconstruction, and anomaly correction
- Optimization of rights (long career, over-quota, employment-retirement combination, etc.)
- Assistance with pension scheme liquidation
Why work together?
- Neutral advice, without conflict of interest;
- 360° vision: tax, civil, social, and financial;
- Possible collaboration with your usual advisors (accountant, notary, etc.);
- Possible partnerships or white-label subcontracting.
Do not hesitate to contact me for an initial discussion.
See you soon,
Cécilia
French
Native or bilingual
English
Fluent
Spanish
Conversational
Can work on-site
Ajaccio (up to 50km), Marseille (up to 50km), Nice (up to 50km)
Experience
- LUNEO CONSEILWealth Engineer - Managing PartnerCONSULTING AND AUDITSDecember 2024 - Today (1 year and 6 months)LUNEO CONSEIL is anindependent firmdedicated to wealth engineering and strategic consulting for individuals and business leaders.We offer our expertise in **tax, civil, and inheritance law**, as well as our skills in **retirement planning and optimization**, to support you through all the key stages of your financial and professional life.100% independent, without selling financial products or investments, we are remunerated exclusively through fees, with complete transparency.
Our values:
*Listening*Confidentiality*Expertise - In Extenso PatrimoineWEALTH ENGINEERCONSULTING AND AUDITSMarch 2021 - January 2024 (2 years and 10 months)Vitrolles, FranceFor a clientele primarily composed of business leaders, carrying out wealth assessments:• Wealth expertise• Social status• Remuneration optimization• Financial, civil, and tax implications of client projects• Retirement assessment
- Société Générale Banque PrivéeWEALTH MANAGEMENT BUSINESS MANAGERBANKING AND INSURANCESeptember 2019 - September 2020 (1 year)Marseille, FranceFor affluent clients (€2M+):• Preparation of appointments for private bankers and wealth engineers• Analysis, preparation, and follow-up of financing files• Preparation of financial reports• Analysis of the situation and assets of prospects/clients• Client compliance (KYC)
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Education
- MASTER IN WEALTH MANAGEMENTIAE Clermont Auvergne2020MASTER GESTION DE PATRIMOINE
- MASTER IN FINANCE specializing in WEALTH MANAGEMENTIAE Clermont Auvergne2019MASTER FINANCE spé GESTION DE PATRIMOINE
Skill set
Categories
- Other