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Caroline SidobreCS

Caroline Sidobre

Outsourced Credit Manager & Financing

€400/day
Les Mureaux, FR
15+ years

Average response time: 1 hour

Freelancer profile translated to English.
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About Caroline

Corporate finance professional with over 23 years of experience in factoring, amicable debt collection, accounts receivable management, treasury, and business support.

Throughout my career, I have held positions as an account manager and team leader, developing solid expertise in optimizing accounts receivable, managing client risk, monitoring collections, and improving treasury.

Today, I support VSEs and SMEs looking to enhance their financial performance and secure their development.

My areas of intervention:

• Accounts receivable audit and optimization

• Analysis of invoicing and collection processes

• Reduction of late payments

• Implementation of dunning procedures

• Amicable management of commercial disputes

• Treasury analysis and monitoring

• Factoring consulting

• Support in banking relationships

• Research and structuring of financing solutions

My approach is pragmatic, operational, and results-oriented. My goal is to quickly identify areas for improvement, secure collections, and help leaders sustainably improve their treasury.

I mainly work with VSEs and SMEs that do not have dedicated internal financial resources but wish to benefit from experienced expertise in accounts receivable and treasury management.

Holding the IOBSP Level 1 certification, I can also assist companies in identifying and implementing financing solutions tailored to their projects and treasury needs.

Because financing does not always replace good accounts receivable management, I first help companies recover their cash before seeking new sources of funding.
  • French

    Native or bilingual

Remote only
Primarily works remotely

Experience

  • C. SIDOBRE CONSEIL & FINANCEMENT
    OUTSOURCED CREDIT MANAGER - FINANCING RESEARCH
    CONSULTING AND AUDITS
    June 2026 - Today
    Les Mureaux, France
    Corporate finance professional with over 23 years of experience in factoring, amicable debt collection, accounts receivable management, treasury, and business support.

    Throughout my career, I have held positions as an account manager and team leader, developing solid expertise in optimizing accounts receivable, managing client risk, monitoring collections, and improving treasury.

    Today, I support VSEs and SMEs looking to enhance their financial performance and secure their development.

    My areas of intervention:

    • Accounts receivable audit and optimization

    • Analysis of invoicing and collection processes

    • Reduction of late payments

    • Implementation of dunning procedures

    • Amicable management of commercial disputes

    • Treasury analysis and monitoring

    • Factoring consulting

    • Support in banking relationships

    • Research and structuring of financing solutions

    My approach is pragmatic, operational, and results-oriented. My goal is to quickly identify areas for improvement, secure collections, and help leaders sustainably improve their treasury.

    I mainly work with VSEs and SMEs that do not have dedicated internal financial resources but wish to benefit from experienced expertise in accounts receivable and treasury management.

    Holding the IOBSP Level 1 certification, I can also assist companies in identifying and implementing financing solutions tailored to their projects and treasury needs.

    Because financing does not always replace good accounts receivable management, I first help companies recover their cash before seeking new sources of funding.
    IOBSP Customer Dunning & Amicable Collection Accounts Receivable Optimization (DSO / Cash) Customer Dispute Management
  • BNP PARIBAS FACTOR
    REFERENTIAL OFFICER
    BANKING AND INSURANCE
    February 2020 - December 2023 (3 years and 10 months)
    Rueil-Malmaison, France
    Responsible for the quality and protection of data referentials in compliance with operational standards.
  • BNP PARIBAS FACTOR
    RISK AND QUALITY CONTROL OFFICER
    BANKING AND INSURANCE
    November 2012 - February 2020 (7 years and 3 months)
    Rueil-Malmaison, France
    Definition and implementation of preventive and post-operational controls for the Commercial Relations Department in compliance with the internal control charter for factoring operations.
    Rigor and Precision Customer Knowledge Factoring Internal Control & Compliance

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Education

  • IOBSP Level 1 – 150h
    Courtage Academy
    2025
    IOBSP Niveau 1 – 150h
  • Medical Secretarial Diploma –
    1988
    Diplôme Secrétariat Médical –

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