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Benedikt DamannBD

Benedikt Damann

Banking & Fintech | AFC & Regulatory Compliance

€1,080/day
2 projects
Frankfurt am Main, DE
8-15 years
AFC
Regulatory Compliance
AML
AMLR
KYC

Average response time: 1 hour

Freelancer profile translated to English.
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About Benedikt

Senior Consultant for Banking & FinTech with a focus on Anti-Financial Crime (AFC), AML/KYC Compliance, and Regulatory Transformation – 8+ years with banks and fintechs, including Deutsche Bank (AFC Model Risk) and BearingPoint. Focus: EU AML Package (AMLR, 6th AMLD, ToFR, AMLA), MaRisk, BaFin, and EBA requirements.

I support banks, payment institutions, e-money institutions, and fintechs in implementing regulatory requirements – from gap analyses to policy and process design to audit-proof documentation. Combination of regulatory expertise and data-driven implementation (Python, SQL, Power BI, LLM/Claude API).

Anti-Financial Crime & AML/KYC
AFC Governance Frameworks, Policies & Procedures
Transaction Monitoring (AML/CTF), Name List & Sanctions Screening
KYC/CDD/EDD, KYC/AML Remediation, Risk Rating
Controls Testing, SAR/STR Processes

Model Risk & Monitoring
Model Validation, Challenger Models, Backtesting
Below-the-Line, Sensitivity, Effectiveness & Efficiency Tests
Model Tuning & Optimization, Ongoing Performance Monitoring
Findings Management, Model Documentation

Regulatory Affairs
GwG, AMLR, AMLD6, ToFR, AMLA, MaRisk, BAIT, EBA, DORA, MiCA, EU AI Act
Audit Support, Governance Forums, Regulatory Reporting

Payment Transactions & Business Analysis
SEPA, SWIFT MT/MX, ISO 20022, EBICS, AZV; Data Logic & Mapping Rules
Requirements Analysis, User Stories, Functional Concepts
Test Management (SIT/UAT), Process Optimization
Private Equity
Banking and Financial Services
Consulting and Audits
Insurance

  • German

    Native or bilingual

  • English

    Fluent

Can work on-site
Frankfurt am Main (up to 50km), Hamburg (up to 50km), München (up to 50km), Berlin (up to 50km), Düsseldorf (up to 50km)

Experience

  • EU-Fintech
    Regulatory Compliance Advisor
    BANKING AND INSURANCE
    May 2026 - Today (3 months)
    Paris, France
    • Regulatory Compliance Advisory for the German, Austrian, and Dutch markets within the scope of the license transition from a Payment Institution to a Credit Institution.
    • Gap assessment for the future product offering under a Credit Institution license (Funding, Lending, Account Management, Payment Services).
    • Regulatory assessment of new product features and use cases along PSD2, EBA Guidelines, and national AML frameworks (GwG, FM-GwG, Wwft).
    • Creation of written compliance analyses and decision papers for Product and Partnerships teams.
    • Regulatory support for the Customer Care team in selected complaint cases, in coordination with Legal.
    Regulatory Compliance PSD2 Payment Service Provider AML KYC
  • Universalbank
    AFC Governance & Strategy
    BANKING AND INSURANCE
    December 2025 - May 2026 (5 months)
    Düsseldorf, Germany
    • EU AML Package (AMLR, AMLD, AMLAR, TFR) - Gap analysis and implementation planning.
    • Coordination and management of AMLA data requests.
    • Creation of policies and procedures in the AFC context.
    • Implementation of controls.
    • Performance of compliance risk assessments.
    • Development and integration of relevant key figures into reporting and controlling processes.
    • Creation of management dashboards and regulatory reports.
    • Support during ECB onboarding.
    • External Audit Finding Management.
    AFC Governance AML KYC ECB
  • Deutscher Sparkassen- und Giroverband e.V
    PMO - Digital Banking
    BANKING AND INSURANCE
    September 2025 - November 2025 (2 months)
    Berlin, Germany
    - Active steering and coordination of workstreams.
    - Independent creation and preparation of documents for committee work.
    - Conception and development of pitch decks.
    - Sparring partner and feedback provider for new initiatives.
    - Ongoing documentation of milestone progress.
    - Derivation and tracking of measures for goal achievement.
    - Creation of structured and decision-ready committee templates.
    Project Management Committee Work Digital Banking
Check out Benedikt's experience

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Education

  • Master of Science
    University of Duisburg-Essen
    2019
    Business Administration - Energy & Finance
  • Bachelor of Science
    Ruhr University Bochum
    2017
    Management & Economics

Certifications

  • Anti-Financial Crime Expert
    Steinbeis Academy
    2023
  • Scrum Master
    scrum.org
    2020
Benedikt's certifications are only visible to Malt Community members

Skill set

ECB
Change Management
Transaction Monitoring
Performance Monitoring
Anti Money Laundering
SQL
Model Risk
Policies and Procedures
Data analysis
Anti Financial Crime
Machine learning
EU AI Act
MiCA
Stakeholder Management
Process Optimization
Regulatory Affairs
CTF
Risk Management
Governance, Risk and Compliance
SEPA
Crypto
ISO 20022
Project Management
EBICS
MaRisk
Money Laundering
Payment Transactions
Change and Transformation Management
AMLD6
Python
n8n
Artificial Intelligence (AI)
Governance
Workflow automation
Consulting
Audit
BaFin

Categories