About Artur
English
Native or bilingual
Portuguese
Native or bilingual
Spanish
Fluent
Experience
- GM FINANCIALCONSUMER RISK SENIOR MANAGERApril 2022 - Today (4 years and 4 months)• • Own product strategy, roadmap, and release governance for consumer credit origination decision systems across 4 Latin American markets.• • Lead cross-functional teams responsible for automation, analytics, and configuration of business rules covering credit policy, underwriting, scorecards, auto-decision logic, fraud, and compliance.• • Partner with global IT and regional business stakeholders to prioritize initiatives, define requirements, coordinate releases, and ensure scalable delivery aligned with business goals.• • Manage system-related budget, expenses, and financial benefit tracking, supporting business cases and efficiency initiatives.• • Drove projects focused on process optimization and operational efficiency, contributing to cost reduction and stronger delivery governance.• • Led the development and implementation of an analytics hub for quality control reporting, what-if simulations, dashboards, and KPI monitoring using Power BI and data-driven insights.
- GM FINANCIALCONSUMER RISK MANAGERApril 2015 - March 2022 (6 years and 11 months)• • Served as Product Owner and subject matter expert for strategic decision engine modules supporting credit initiation policies, scorecards, and auto-decision rules.• • Coordinated releases, deployments, and testing strategies, including test planning, execution oversight, and validation of business requirements.• • Played a key role in the international implementation of decision engine capabilities across Europe and Latin America.• • Translated business policies into system rules and decision flows, ensuring alignment between risk strategy, operations, and technology teams.• • Conducted analytics to assess rule effectiveness, identify improvement opportunities, and support policy reviews using SAS and SQL.• • Supported continuous enhancement of underwriting automation and decisioning logic to improve consistency, control, and operational performance.
- GM FINANCIALCONSUMER RISK SUPERVISORMarch 2013 - March 2015 (2 years)Produced modeling analytics, MIS reporting, and portfolioinsights to support credit initiation and risk managementdecisions.• Developed forecasts and ad hoc analyses related to recoveryperformance and credit strategy.• Contributed to the design and deployment of credit policy rulesand scorecard models.• Participated in the implementation of the decision engineplatform in Brazil, supporting business rule setup, testing, androllout activities.• Worked closely with risk and operational stakeholders toimprove consistency and effectiveness in credit decisionprocesses.
Recommendations
Be the first to recommend Artur
Help this freelancer shine by sharing your experience working together.
These freelancer profiles also match your criteria
Agatha Frydrych
Backend Java Software Engineer
4.7
(3)
2
Baptiste Duhen
Fullstack developer
4.6
(4)
5
Amed Hamou
Senior Lead Developer
4
(2)
7
Audrey Champion
Web developer
4.3
(3)
4
Education
- MBAUSP/ESALQ2026MBA
- MBAFIA Business School2013MBA