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Malt Tech Trends 2026
Andreas ZbindenAZ

Andreas Zbinden

Product Owner, Requirements Engineer

€1,000/day
Zürich, CH
8-15 years
Stakeholder Management
Business Acumen
Holistic Thinking
Quality Assurance
Cross-functional Team Leadership

Average response time: 1 hour

About Andreas

I've spent 8+ years at the heart of Swiss banking — at Julius Baer, Wavestone, and across tier-1 mandates — turning complex requirements into shipped products and delivered projects.

As a Product Owner, Project Manager and Requirements Engineer, I bridge the gap between what the business needs and what the tech team builds. I speak both languages fluently.

I thrive in regulated, fast-moving environments where stakeholder politics are real and timelines are tight. I've led programmes across banking, fintech, healthcare and energy — managing backlogs, running sprints, writing specs, and keeping everyone aligned from C-level down to dev teams.

What drives me: I genuinely love untangling messy requirements and turning them into something a team can build with confidence.

That moment when a product goes live and solves a real problem — that's why I do this.
Based in Zurich. Available immediately.

Let's build something that matters.

  • German

    Native or bilingual

  • English

    Fluent

  • French

    Basic

  • Italian

    Basic

Can work on-site
Zürich (up to 50km)

Experience

  • Wavestone Consulting Switzerland, global
    Senior Consultant
    May 2022 - December 2025 (3 years and 7 months)
    Selling and delivering custom AI solutions in highly regulated industries (banking, healthcare, manufacturing) B2B
    • • Acquired and sold value-driven AI initiatives (6 figure revenue) and assured customer success
    • • Identified, scoped, and prioritized AI use cases (GenAI, RAG, ML) through end-to-end business process analyses in complex, regulated environments
    • • Developed a RAG pipeline to automate the extraction and analysis of credit risks—such as capital
    call obligations and liquidity triggers—from complex Limited Partnership Agreements (LPAs)
    • • Defined solution specifications and planned executable AI roadmaps in close collaboration with solution architects and engineering teams and aligned them with relevant stakeholders
    • • Led pre-sales and go-to-market activities, including pitch development, client presentations, and commercial discussions
    • • Oversaw agile delivery execution, ensuring timelines, cost control, prioritization, dependency management, quality, and compliance with data protection and regulatory requirements (patient and client data)
    • • Conducted prompt engineering, testing, and validation, followed by result analysis and management-level reporting
    • • Gave system trainings to clients
  • Bank Julius Baer
    Fund Provider Management / Products, Pricing & Research Services – Enterprise Applications
    June 2018 - July 2022 (4 years and 1 month)
    • • Held multiple roles across application owner, project manager, and scrum master
    • • Led end-to-end delivery of complex IT initiatives, from cost estimation to go-live
    • • Coordinated cross-functional teams (Business, Operations, Legal & Compliance, IT, vendors) across multiple applications
    • • Delivered proofs of concept and analytics initiatives, leveraging Excel and SQL
    • • Actively contributed to DevOps and agile communities of practice
  • City Services Schweiz AG / AllthingsTechnologies AG (SaaS startups)
    Business Analysis and Sales
    July 2016 - June 2017 (11 months)
    • • Member of the Executive Board, responsible for Sales, Marketing, and Legal
    • • Foundation work for the investor pitch deck / business architecture / brand strategy, and of the product roadmap for a software as a service (SaaS) platform with native mobile apps
    • • Sales and contract negotiations with institutional real estate investors (contracts worth several 100k CHF)
    • • Wrote different white papers and legal documents with support from an external law firm: Service
    Level Agreement to manage the relationship with a subcontractor (software development company), client contracts (SaaS), service partner agreements, data protection regulations
Check out Andreas's experience

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Education

  • Master of Arts HSG Banking and Finance
    St. Gallen University (HSG)
    2013
    Master of Arts HSG
  • Intensive language course
    Moscow State University
    2011
    Intensive language course
Check out Andreas's education

Certifications

  • PSPO I, SAFe 5: Agilist, DevOps Practitioner
    PSPO I, SAFe 5: Agilist, DevOps Practitioner
    2022
  • HERMES, IREB
    HERMES, IREB
    2022

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