Freelancer profile translated to English.

Description

In the banking and financial sector, I held positions as Senior Consultant at Société Générale, BNP Paribas, and BARCLAYS in France and Western Europe, as well as Top Management positions within Arab Bank & Bank Audi in the Middle East, North Africa, Turkey, France, England, and Switzerland.

My main skills are in digital transformation, program management, credit risk and operational risk management, strategic planning, change management, credit business restructuring, information system implementation, team and resource management, and knowledge management.

My main responsibilities are as follows: Leadership, change management, steering transformation in difficult environments, reporting to the Board of Directors and strategic committees, staff supervision and motivation, regulatory compliance management, budget management and financial control, and third-party management.

Industry field of expertise

Languages

French
Native or bilingual
English
Native or bilingual

Workplace preferences

Can work on-site

Paris (up to 50km), Lyon (up to 10km), Toulouse (up to 10km), Marseille (up to 10km)

Chemonics USA
Expert Consultant in Project Management, Risk, and Digital Transformation
BANKING AND INSURANCE
August 2019 - Today (6 years and 9 months)
Tunis, Tunisia
Senior PMO for a large strategic program containing 7 projects for BIAT bank (the largest in Tunisia)

Developed the digital strategy for ATB (Arab Bank Tunisia) with a digital transformation roadmap by business line
Led the design and implementation of a virtual agency for BTE bank and a digital portal for TLF (Tunisia Leasing and Factoring).
Member of the management team of the Fintech accelerator at Attijari Bank in Tunisia, digital platform for credit eligibility, sandbox, and multilingual voicebot
Developed and implemented a new operating model to promote access to finance for the VSE segment of Attijari bank, a Tunisian subsidiary of the Attijari Wafa bank Group; change management, distribution of roles and responsibilities between branches, Credit and Risk, promoting financial inclusion

Reviewed the credit processes and scoring tools of Arab Bank in Tunisia and proposed a roadmap to improve the performance of the Medium Corporate and Small Business segments and to benefit from guarantee lines
Direction de projet Transformation digitale Scoring Crédit Application Mobile stratégie digitale
Bank Audi
Group Director of Risk Infrastructure and Chief Data Officer
BANKING AND INSURANCE
April 2012 - July 2019 (7 years and 4 months)
My responsibilities: a team of over 180 employees involved, a budget of $60 million, optimizing customer experience; boosting the new operating model in highly competitive market segments, taking into account the international regulatory framework (IFRS9, Basel, IRRBB, LCR, KYC), and Leader of Information Governance and the Digital Transformation program.
Also, Director of Projects for the Group Risk Department, including ALM, FTP, Profitability, credit risk, market risk, and operational risk, Reporting and dashboards, scorecards, stress testing, Data Governance, and the IFRS9 project, as well as solutions (Oracle OFSAA, SAP, SAS, Matlab) (staff 40+, $10MM) and member of the Flexcube Core banking project team.
Bank AUDI
Group Strategic Projects Director
BANKING AND INSURANCE
March 2010 - April 2012 (2 years and 2 months)
Beyrouth, Lebanon
I was responsible for implementing strategic projects such as the centralization of banking operations, the new Treasury and Capital Markets platform, and the integrated Risk and Financial Control management program.
Gestion de projet Communication Agile Equipe