Freelancer profile translated to English.

Description

Senior Compliance Officer / TRACFIN Declarant & Correspondent

Expertise in AML/CFT Scenarios & DS|Lawyer specializing in Financial Criminal Law | 8 years of experience in banking compliance

What I offer:

**AML/CFT Scenario Optimization**: Design, analysis, improvement, and monitoring of detection systems to reduce false positives and optimize your alerting system.
**AML/CFT Alert Processing**: Investigation and analysis of atypical transactions, risk qualification, rigorous documentation, and proposal of appropriate measures (pre-declarations or regulatory escalation).
**Suspicious Transaction Reporting**: Operational analysis, strong argumentation, and compliance with TRACFIN requirements.
**TRACFIN Declarant and Correspondent**: Point of contact with authorities and monitoring of regulatory exchanges.
**Audit and Optimization of Regulatory Framework**: Comprehensive analysis of your existing processes, identification of areas for improvement, and creation or update of AML/CFT and KYC procedures to ensure compliance, efficiency, and operational robustness.
**KYC / Customer Due Diligence**: Analysis of client files, risk assessment, and remediation of sensitive profiles (PEPs, sanctions, embargoes).
**Training and Support**: Skill development for AML/CFT teams and dissemination of compliance best practices.

🎓 Master's in Combating Financial and Organized Crime, Aix-Marseille University

💼 Autonomous and pragmatic, I combine regulatory expertise with operational efficiency.

⚡️ Results-oriented Fintech, welcome!

📩 Contact me & let's discuss your project together.

Industry field of expertise

Languages

French
Native or bilingual
English
Fluent
German
Basic

Workplace preferences

Can work on-site

Paris (up to 50km)

Shine
Senior Compliance Officer
BANKING AND INSURANCE
June 2022 - September 2025 (3 years and 3 months)
Paris, France
Role

Senior Compliance Officer at Shine, responsible for the AML/CFT scenarios project

Responsibilities

**TRACFIN Declarant and Correspondent**: Implementation of the suspicious transaction reporting project (procedure, methodology, and team training), role of TRACFIN declarant and correspondent, supervision, monitoring, and submission of suspicious transaction reports, response to communication requests and right of opposition issued by TRACFIN.
**Design, Improvement, and Review of AML/CFT Detection Scenarios**: Responsible for defining and optimizing transaction monitoring scenarios, analyzing their relevance, reducing false positives, continuously improving the effectiveness of detection systems, and creating new scenarios, data analysis (Metabase & GoogleSheet).
**Sanctions/Embargo Alert Analysis**: Processing and investigation of alerts related to international sanctions, embargoes, and asset freezing measures, risk qualification, documentation of decisions, and coordination in case of proven risk.
**Drafting and Updating Compliance Procedures**: Development, review, and updating of internal AML/CFT and compliance procedures.
**Team Training and Skill Development**: Design and delivery of training for compliance teams and employees, dissemination of best practices, and support for skill development.
TRACFIN communication rights Suspicious Transaction Reporting Review and Creation of AML/CFT Alert Scenarios TRACFIN Data Analysis
Shine
AML/CFT Analyst
BANKING AND INSURANCE
June 2021 - June 2022 (1 year)
Paris, France
Role

AML/CFT Analyst at Shine

Responsibilities

**AML/CFT Alert Analysis**: Investigation and analysis of alerts from transaction monitoring systems, risk qualification, documentation of analyses, and formulation of reasoned conclusions.
**Drafting Suspicious Transaction Reports (pre-DS)**: Analysis of atypical transactions and behaviors, drafting structured and substantiated pre-reports, compliant with regulatory requirements and authorities' expectations.
**Client Contact and Justification Analysis**: Direct communication with clients for requests for additional information, critical analysis and verification of submitted justifications, assessment of their coherence and sufficiency, and formalization of conclusions.
**Legal Referent for the AML/CFT Analyst Team**: Legal and regulatory support for analysts, securing and harmonizing decisions, clarifying regulatory interpretations, and disseminating best practices.
**Contribution to Improving AML/CFT Procedures and Scenarios**: Participation in optimizing internal procedures, reviewing and improving detection scenarios.
**Training and Onboarding of Newcomers**: Design and delivery of operational training for new AML/CFT analysts, support for skill development, and harmonization of analysis and drafting methods.
**Compliance Training for Other Employees**: Design and delivery of awareness and compliance training (AML/CFT, regulatory obligations, best practices) for non-specialized teams within the company.
Alert Processing Fraud Prevention AML/CFT Regulation AML/CFT Alert Scenarios Suspicious Transaction Reporting
WATTS/ Capeb
Business Lawyer
February 2019 - January 2021 (1 year and 11 months)
71100 Chalon-sur-Saône, France
Role

Corporate Lawyer (Industrial Sector)

Responsibilities

**Handling Legal Issues**: Analysis and management of common and complex legal issues, providing operational and secure responses related to the company's activities.
**Litigation Management**: Monitoring and coordination of litigation files, analysis of legal and financial stakes, contribution to defining litigation strategy.
**Legal and Regulatory Watch**: Implementation and monitoring of legal and regulatory watch to anticipate legislative and regulatory changes impacting the business.
**Contract Review and Analysis**: Analysis, review, and securing of contracts (clients, partners, service providers), identification of legal risks, and formulation of recommendations.
**Liaison with External Lawyers and Counsel**: Point of contact with lawyers handling litigation files, coordination of exchanges, and monitoring of work and deadlines.
Commercial Litigation Business Law Teamwork Regulatory Watch Contract Law