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Amal MerzoukAM

Amal Merzouk

Director Product Management

€900/day
Paris, FR
15+ years

Average response time: 1 hour

Freelancer profile translated to English.
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About Amal

With over 20 years of experience in risk management, financial compliance, and digital transformation, I have held strategic positions at Sage, Moody's, Fiserv, SAS, and Capgemini.

Currently Principal Product Manager at Sage, I drive innovation and optimization of ERP Finance solutions, integrating automation, artificial intelligence, and scalability to improve financial management for businesses.

Previously, as Director Solutions Specialist at Moody's, I led KYC/AML strategies, helping financial institutions optimize their compliance processes. At Fiserv, I held roles as Director of Product Management and Financial Crime expert, developing advanced solutions for fraud prevention and risk management.

My time at SAS as Senior Business Solutions Manager allowed me to design and deploy credit risk, liquidity, and regulatory compliance risk management frameworks for banks and financial institutions.

Holding RWRI (Risk Management) and PRMIA (Professional Risk Managers' International Association) certifications, I possess in-depth expertise in financial risk management and analytical modeling. These qualifications enable me to adopt a quantitative and strategic approach to risk management and regulatory compliance.

Leveraging my expertise in regulatory compliance (ACAMS), digital transformation, and risk management, I support companies in integrating advanced technological solutions, ensuring operational efficiency and compliance with regulatory requirements.
  • French

    Native or bilingual

  • English

    Fluent

  • Arabic

    Native or bilingual

  • German

    Conversational

Can work on-site
Paris (up to 50km), Lyon (up to 50km)

Experience

  • Sage GmbH
    PRINCIPAL PRODUCT MANAGER
    SOFTWARE PUBLISHING
    November 2021 - May 2023 (1 year and 6 months)
    Paris, France
    • Spearheaded the launch of a cutting-edge ad platform, capturing 20% market share, and directed end-to-end product development from concept to launch for market success.
    • Led digital innovation initiatives at Sage Intacct, enhancing cloud ERP capabilities, automation, and AI-driven solutions for optimized financial management and scalable growth.
    • Conducted in-depth market research and competitive analysis to uncover growth opportunities.
    • Collaborated with cross-functional teams— including engineering on OKRs, design, marketing, and sales—to deliver impactful products.
    • Prioritized product requirements based on user needs and strategic business objectives.
    • Engaged with C-suite stakeholders, presenting product strategies that boosted investment by 23% and captured an additional 5% market share.
  • Moodys
    Director Solutions Specialist KYC/KYB Financial Crime
    CONSULTING AND AUDITS
    November 2021 - May 2023 (1 year and 7 months)
    Paris, France
    Develop and execute sales strategies to meet
    or surpass annual sales targets, aligning with
    company vision and objectives.
    • Strategically lead Data Apps/KYC go-to-market
    initiatives for banking, insurance and public
    Sector segments.
    • Drive the development of the KYCDA business
    within assigned territories.
    • Serve as a market expert, providing
    product/service use cases throughout the sales
    cycle.
    • Collaborate with sales teams and internal
    stakeholders to drive the sales process from
    prospect identification to closure.
    • Partner with Solution Specialists to craft
    proposals and deliver tailored client demos.
    • Provide feedback to Product Management and
    Strategy for product quality improvement and
    new revenue development.
  • Fiserv
    DIRECTOR SOLUTIONS SPECIALIST
    January 2019 - November 2021 (2 years and 10 months)
    • Develop and execute sales strategies to meet or surpass annual sales targets, aligning with company vision and objectives.
    • Strategically lead Data Apps/KYC go-to-market initiatives for banking, insurance and public Sector segments.
    • Drive the development of the KYCDA business within assigned territories.
    • Serve as a market expert, providing product/service use cases throughout the sales cycle.
    • Collaborate with sales teams and internal stakeholders to drive the sales process from prospect identification to closure.
    • Partner with Solution Specialists to craft proposals and deliver tailored client demos.
    • Provide feedback to Product Management and Strategy for product quality improvement and new revenue development.

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Education

  • LINGUASKILL/BULATS Online test C1
    UNIVERSITY of CAMBRIDGE
    2021
    LINGUASKILL/BULATS Online test C1
  • MBA, Master's degree (electronic business) with intervention project
    Université Laval
    2010
    MBA, Maîtrise (affaires électroniques) avec projet d'intervention

Skill set

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