Freelancer profile translated to English.
Back to original languageAbout Aho
Professional with over 20 years of experience in consulting, I have assisted banks, fintechs, large companies, and state and international organizations in the digitalization of their products, services, and processes. Solution-oriented and a good communicator, I know how to manage a team and achieve set objectives. My strong analytical and adaptive capacity allows me to support organizations in their innovation, thanks to a good understanding of the environment and the involvement of key stakeholders. My good interpersonal skills and initiative are appreciated.
French
Native or bilingual
English
Conversational
Can work on-site
Paris (up to 50km)
Experience
- PDMFI/FJConsultant, International Expert in Digital FinanceBANKING AND INSURANCEOctober 2024 - March 2026 (1 year and 5 months)Ndjamena, ChadInternational expert in digital finance intervening within the framework of the PDMFI/FJ project (Support Project for the Development of Microfinance in support of Women's and Youth Entrepreneurship), funded by the African Development Bank.The mission focused on the digital transformation of financial services to make them inclusive, with expertise covering digital finance strategy, digitalization of processes, development of innovative fintech solutions, and modernization of digital financial services.We therefore:- Assisted financial institutions, microfinance actors, and ecosystem stakeholders in defining and implementing digital finance strategies; developing inclusive finance solutions adapted to local contexts; transforming financial services digitally; improving access to financial services for vulnerable populations, women, youth, and SMEs; strengthening the capacities of financial sector actors.- Contributed to the deployment of innovative digital mechanisms promoting financial inclusion, economic empowerment, and access to high-impact financial and non-financial services.We also participated in:- Support for the development of a favorable legal and regulatory framework;- Developing partnerships with key ecosystem players: telecom operators, microfinance institutions, banks, fintechs, regulators;- Coordinating the implementation of mobile banking and digital credit solutions.
- Djamo incGlobal Expansion ManagerBANKING AND INSURANCEMay 2023 - December 2024 (1 year and 7 months)Abidjan, Côte d’IvoireI assisted Djamo in its international expansion strategy by contributing to the development of its operations in several African markets, the management of the 'Djamo Business' Business Unit, and strategic partnerships. I also coordinated integration projects for new payment services within the application, with the aim of improving application usage and retaining active customers.Djamo is a fintech that facilitates access to digital financial services via a mobile application offering payment accounts, Visa cards, and financial management solutions primarily for underbanked populations in francophone Africa.My tasks were summarized as follows:• Management of strategic partnerships (Banks, Regulators, Fintech, International payment networks, Remittance, Aggregators), payment projects;• Negotiation, construction, and management of projects, drafting of tailor-made commercial offers;• Implementation of innovative strategies to optimize operational performance in terms of transaction volumes for the Business offer, product integration, and geographical expansion;• Monitoring of development work and coordination between the various project stakeholders;• Supervision of teams to foster their professional development.
- Chipper cashRegional Expansion ManagerBANKING AND INSURANCEJune 2022 - December 2022 (5 months)Abidjan, Côte d’IvoireChipper cash, a fintech specializing in money transfer, sought to establish various partnerships to obtain a license, develop products and services, elaborate an adapted strategy, and optimize its costs as part of its development in francophone Africa. It is in this context that I was recruited to coordinate these activities.
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Education
- Master's degree in Organizational ManagementUniversity of cocody2001Management, Organisation d'entreprise, Gestion de projet, Gestion financière, Statistiques, Droit, Gestion de trésorerie,...
- Specialized Master's in Direct Marketing & E-commerceSkema Business School2016Stratégie d'entreprise en réseau, CRM, Digitalisation des services, SEO, E-commerce
Certifications
- AICoursiv