Freelancer profile translated to English.

Description

AML/KYC Analyst with experience in the Luxembourgish banking environment, specializing in client onboarding, periodic reviews, and economic substance analysis (KYT).

I work on compliance assignments to ensure adherence to regulatory obligations (LCB-FT Law 2004, CSSF requirements, risk-based approach).

My experience includes:

– Comprehensive KYC file management (individuals & legal entities)

– Transaction analysis and economic substance (KYT)

– Identification and analysis of beneficial owners (RBE / RCS)

– Drafting summary notes and files for committees

– Application of a risk-based approach (RBA)

– AML controls and enhanced due diligence (EDD)

Rigorous, autonomous, and compliance-oriented, I adapt quickly to internal tools and processes.

📍 Available for remote assignments anywhere in France or Luxembourg / Grand Est

Industry field of expertise

Languages

French
Native or bilingual
English
Fluent
Turkish
Native or bilingual
German
Conversational

Workplace preferences

Remote only

Primarily works remotely

POST LUXEMBOURG
POST Finance
BANKING AND INSURANCE
April 2024 - Today (2 years and 2 months)
Luxembourg, Luxembourg
Management of the KYC file updates for individual and professional clients, with in-depth verification of economic and documentary consistency.
Implementation and improvement of internal processes with the Compliance and Risk & Process teams at Post Finance.
Carrying out in-depth transactional analyses and presenting sensitive cases during Post Finance's maintenance committee.
Enhanced verification (KYC/KYT) including economic analysis, consistency of flows, and supporting documentation.
Contribution to the implementation of compliance policies and support to Compliance during audit reviews.
Mastery of requirements and risk-based approach in compliance with CSSF requirements and Post Finance's internal policies.
Evaluation of the origin of funds via legal documents (notarial deeds, contracts, agreements, RCS/RBE extracts).
Drafting escalation reports and recommendations for KYC updates or triggering enhanced reviews (EDD).
Onboarding KYC Review KYT
PwC Luxembourg
FINANCIAL AUDITOR
CONSULTING AND AUDITS
February 2022 - July 2022 (5 months)
Luxembourg, Luxembourg
Participation in financial audits of investment funds, banks, and commercial companies.
Implementation of controls to ensure the accuracy and reliability of accounts.
Audit Risk Analysis Document Control
BDO Luxembourg
FINANCIAL AUDITOR
CONSULTING AND AUDITS
January 2021 - June 2021 (5 months)
Luxembourg, Luxembourg
Participation in financial audits of investment funds, banks, and commercial companies.
Participation in the development of audit plans and the identification of audit risks.
Implementation of controls to ensure the accuracy and reliability of accounts.
Participation in the preparation of audit reports.
Audit Risk Analysis Document Control