Freelancer profile translated to English.

Description

Senior Business Analyst with over 15 years of experience in Transaction Banking, Trade Finance, and international payment transformation environments within Tier 1 banks (BNP Paribas, Crédit Agricole CIB, Société Générale).

Solid experience in international financial flows, Cash Management ecosystems, and Trade Finance operations, with a recent specialization in ISO 20022 / CBPR+ transformation programs.

Involved in critical phases of complex transformation programs: impact analysis, MT → MX migration, UAT coordination, post go-live stabilization, and payment flow optimization in international and multi-entity environments.

Accustomed to coordinating Business, IT, and Operations teams in regulated banking environments, with strong exposure to SWIFT messages, payment engines, and European payment infrastructures.

Industry field of expertise

Languages

Arabic
Native or bilingual
French
Native or bilingual
English
Fluent
Spanish
Basic

Workplace preferences

Can work on-site

Paris (up to 50km)

BNP Paribas
MOA Consultant – SWIFT CBPR+ Migration
BANKING AND INSURANCE
May 2025 - Today (1 year and 1 month)
Paris, France
•Led a critical functional stream within the MT → MX migration in a multi-entity environment.
•Reduced international payment rejections by ~30% through flow optimization and controls.
•Ensured interoperability between SWIFT CBPR+ flows and SEPA schemes.
•Served as a central point of coordination between Business, IT, Operations, and external partners.
•Defined and executed the UAT strategy, managed anomalies, and ensured post go-live stabilization.
•Improved end-to-end consistency and reliability of payment systems.

Environment: International Payments, SWIFT, ISO 20022, CBPR+, Correspondent Banking
CBPR+ / ISO 20022 / SWIFT MT → MX Change Management Business Analysis / MOA / UAT / Test Management System Migration & Process Optimization Cross-Border Payments / Payment Platforms
Crédit Agricole CIB
Senior Business Analyst – Commodity Transaction Platforms
BANKING AND INSURANCE
June 2023 - February 2025 (1 year and 8 months)
Paris, France
•Performed front-to-back functional analysis on pricing, exposure, and settlement processes.
•Led international workshops (Geneva, Singapore) and contributed to backlog prioritization.
•Played a key role in Agile/Scrum cycles and product piloting.
•Participated in testing, migration, and non-regression phases (including automation).
•Improved system integration and operational efficiency.

Environment: Transaction Banking Platforms, Commodities, Agile Scrum
Agile / Scrum / Epics & User Stories Business Analysis / MOA / UAT / Test Management Commodity Finance
BNP Paribas
Senior Business Analyst – Trade Operations & Payment Flows
BANKING AND INSURANCE
September 2020 - March 2023 (2 years and 6 months)
•Delivered several transformation streams across Europe, Asia, Middle East, and the Americas.
•Aligned MT103 / MT202 flows with Trade flow transparency and compliance requirements.
•Contributed to the design of the target payment architecture (ISO 20022 / CBPR+).
•Integrated with regional payment engines and clearing systems.
•Coordinated offshore teams and supported multi-site UAT campaigns.

Environment: International Payments, SWIFT, ISO 20022, Trade Finance
Business Analysis Agile Scrum CBPR+ / ISO 20022 / SWIFT MT → MX Agile / Scrum / Epics & User Stories Trade Finance / Commodities