Freelancer profile translated to English.

Description

Senior Business Analyst specializing in banking risk and regulatory reporting (AnaCredit, Basel II /III, ALM, BCBS239, IFRS9, LCBFT,..), with strong expertise in functional analysis, Data Quality, and Data Governance. Experience in complex multi-entity environments with interfaces between business, IT, and regulators.

Languages

French
Native or bilingual
English
Fluent

Workplace preferences

Can work on-site

Paris 12e Arrondissement (up to 50km)

BPCE
Regulatory Reporting Analyst AnaCredit
BANKING AND INSURANCE
March 2025 - May 2026 (1 year and 2 months)
Paris, France
Within the Prudential Calculations, Analyses, and Reporting (CARP) team of Groupe BPCE: production of consolidated AnaCredit submissions, contribution to the IReF project, and impact analysis of regulatory changes, on a centralized system covering 46 institutions in liaison with the BdF and the ECB.
Production of consolidated monthly AnaCredit submissions to the Banque de France, respecting the closing calendar and ECB requirements.
Functional referent for contributing institutions: interpretation of the ECB manual and Q&As, arbitration of business rules, and harmonization of collection practices at the consolidated level.
Reduction of €40 billion in exposures rejected by the Banque de France through the industrialization of the Data Quality system (automated controls using Alteryx) and the management of the AnaCredit remediation plan (prioritization by regulatory impact and volume, corrective actions, progress monitoring).
Management of BdF feedback processing: analysis of regulatory feedback, anomaly qualification, root cause investigation, and coordination of corrections (current and retroactive) until acceptance by the supervisor.
Contribution to the IReF (Integrated Reporting Framework, ECB) project: impact analysis on the Group AnaCredit chain, mapping of gaps with future requirements, and contribution to the scoping with the Risk Department.
Contribution to the BCBS 39 self-assessment for the AnaCredit scope: evaluation of compliance with principles (governance, data architecture, accuracy, completeness, traceability), formalization of action plans, and coordination with Group Risk Management.
Alteryx Microsoft Power BI NDOD Credit Risk
BPCE
Business Analyst — AED-ZEN Program
BANKING AND INSURANCE
February 2023 - February 2025 (2 years)
Within the AED-ZEN BPCE project, in alignment with BCBS 239 principles (governance and risk data quality): collection, transformation, and standardization of data from Group institutions (Caisses d'Épargne, Banques Populaires, Natixis, BRED, subsidiaries) into a single format (ZEN — Normalized Exchange Zone), integrated into the central AED information system to feed Group Risk and Finance regulatory applications: AnaCredit, RWA calculation engine, rating engines (MINT, TRR), ALM (interest rate and liquidity gaps), Basel III (NSFR, LCR).
Collection and analysis of business and regulatory needs in the Risk, Finance, Accounting, and ALM domains: leading workshops with business departments and translating requirements into business rules integrated into the AED information system.
Project qualification and methodological scoping: impact analysis, definition of appropriate plans (work packages, milestones, deliverables), and arbitration of priorities.
Writing of general and detailed functional specifications, requirements documents, and acceptance test plans for the entire AED-ZEN scope.
Transversal coordination of stakeholders (Business-IT Risk, Finance, ALM, Group IT, contributing institutions) throughout the project cycle, from requirements expression to go-live.
Management of functional acceptance testing (UAT): definition of the testing strategy, supervision of execution, qualification, and monitoring of anomalies until their resolution.
Management of monthly and quarterly closings: securing production, consistency checks of data feeding downstream applications, and coordination with regulatory reporting teams.
Contribution to BCBS 239 compliance: data traceability, formalization of quality controls, lineage documentation, and alignment with Group governance principles. Technical: Oracle, SQL Developer, JIRA, DataStage, .NET, Cognos, Python | Methodology: Agile Scrum
Credit Risk ALM RWA AnaCredit SQL
Crédit Logement
Business Analyst
BANKING AND INSURANCE
January 2022 - January 2023 (1 year)
Program for redesigning the Internal Rating Model to meet new regulatory requirements concerning the assessment of risks in guarantee portfolios and the calculation of Credit Housing Capital Requirements.
Analysis of needs submitted by the Risk Department and the ACPR audit within the framework of NDoD (New Definition of Default) projects and prudential rating.
Expression of needs and writing of the specifications.
Validation of technical specifications.
Definition of the acceptance testing strategy, preparation, execution, and monitoring (Squash-TM, Mantis).
Qualification of data used by the model.
NDOD Credit Risk Data Analysis