Freelancer profile translated to English.

Description

Senior payment consultant with 8 years of experience in the electronic payment ecosystem, I work across the entire payment chain: acceptance, acquisition, authorization, clearing, and settlement.

At Worldline since 2022 as Tech Lead, I manage complex payment specification implementation projects (EMV, NEXO FAST, FRV6) on Ingenico terminals, with strong expertise in the Vending, EV-Charging, Transport, Parking, and Open Payment sectors.

My areas of expertise:

- Mobile payment & wallets: Apple Pay (ECPV2), Luxeo, Payzily, PAN tokenization

- Embedded development: C/C++ on Ingenico (TETRA, TELIUM2) and Verifone (Engage) terminals

- Agile Project Management: Scrum Master, Backlog, Jira, delivery, L3 support

- Transactional flow analysis and critical payment incident resolution.

- Functional analysis and definition of functional and technical product specifications

I also worked at BPCE (Open Payment Project Manager) and Ingenico (Scrum Master & Consultant), giving me a complete vision from the acquirer, issuer, and terminal manufacturer perspectives.

Available for payment consulting missions, payment project management, functional/technical specifications, or expert support.

Languages

Arabic
Native or bilingual
English
Fluent
French
Native or bilingual

Workplace preferences

Can work on-site

Villejuif (up to 50km)

WorldLine
Payment Consultant
July 2022 - Today (3 years and 11 months)
Paris, France
Project: Monitoring of payment flows between the acceptance system and the acquisition server and Implementation of new specifications for 'Vending', Transport, and Parking modes.

Work performed:
- Implementation of American Express vending mode: technical study, adaptation of the architecture based on pre-authorization.
- Reloading of private badges with LUXEO: technical cohabitation study, real-time conflict resolution, compliance with EVA specifications.
- ECPV2 Apple protocol: discussions with Apple on transaction without iPhone verification, identification and adaptation of VISA/Mastercard payment fields, improvement of mobile payment UX.
- Conecs meal ticket card vending mode: acceptance/acquisition configuration, development with deferred debit, blocking of private badge reloading.
- Vending/EV-Charging QR Code: scanning QR codes before payment (discount/loyalty), displaying QR codes post-transaction (invoice/ticket).
- EV-Charging/Parking monitoring mode: deployment of monitoring mode on rechargeable battery terminals, definition of deep/light monitoring, writing the integration guide.
- FRV6 Project: adaptation of Vending and EV-Charging payment flows, study of specifications, implementation of new payment fields, coordination of integration tests, delivery of releases.
C/C++ Programming Python Jira/Confluence Git Kibana
BPCE
Payment Project Manager
January 2022 - July 2022 (6 months)
Paris, France
- Monitoring of TNS authorization server migration process.
- Application configuration (Contactless payment, Distance selling, Debit/Credit/Cancellation), coordination and planning of fixes following evolutions.
- Technical analysis of VISA and Mastercard frames (pre-authorization, information request, redress, debt recovery).
- Regulatory monitoring of transactional flows and verification of the consistency of transaction field valuations with specifications (VISA and MC).
- Technical analysis of VISA and Mastercard frames (pre-authorization, information request, redress, debt recovery).
- Writing functional specifications: Remote configuration of OP terminals.
- Validation of NXS application (Multi scheme: UPI, JCB, DFS) with Verifone and Ingenico payment terminals: Terminal configuration and test acceptance process.
- Leading and participating in client committees and meetings.
- Preparation, execution, and monitoring of test acceptance in qualification and go-live.
- Reporting and task progress.
CB2A CBAE Kanest Jira Xray Project Management
INGENICO
Scrum Master
September 2021 - January 2022 (4 months)
Paris, France
- Reviewing Epics with the Product Owner and breaking them down into 'User Stories'.
- Creating Jira tickets, managing 'Dashboards', and tracking sprint progress. Collecting information and providing technical support.
- Facilitating stand-ups, groomings, and retrospectives.
Agile Methodology Scrum