About Myriam
- a **360° vision: business / product / data / tech / partner network**, all aligned from strategy to operational excellence,
- my ability to evolve **relevant and lean organizations**,
- by leveraging **data and targeted analyses**.
- From design and business case to launch
- Payment performance audit
- Fraud prevention performance audit
- Payment cost audit
- Organizational efficiency audit
- Personalized action plan to improve payment performance
- Personalized action plan to reduce fraud
- Reduction of payment costs
- Organizational design to maximize the impact of payment and fraud
- Program piloting – payment, fraud prevention, new financial services
- End-to-end RFP management
- Improvement of partner management
- Team training
- Development of an agile product culture and organization
- Launch of PI planning. Payment is an excellent pilot area to launch this approach in your company
French
Native or bilingual
English
Native or bilingual
German
Conversational
Experience
- Stripe Global Customer Advisory BoardADVISORCONSULTING AND AUDITSJanuary 2022 - August 2025 (3 years and 7 months)Twice a year at Stripe's HQ, advised Stripe product teams on upcoming roadmap. Around 20 board members, 2 days on site and remote follow-up
- La RedouteDIRECTOR ORDER, PAYMENT & FRAUDE-COMMERCEMay 2024 - August 2025 (1 year and 3 months)I redesigned the strategy and launched impactful initiatives:• Repositionned partnerships and renegotiated key contracts with significant quality and cost impact• Revamped fraud prevention from a manual to a data driven approach. Selected and launched a new scoring tool targeting both payment and refund abuse. Target was to lower friction on legitimate customers, cut refund abuse by 60% and automate operations• Launched new payment mean, on track to deliver €5m annual extra EBITDA• Launched the Order scope, focusing on after-sale / refund experience first. Tactical approach to rely on synergy with refund abuse project (risk scoring for faster refunds to legitimate customers)
- MANOMANOHEAD OF PAYMENT, FRAUD PREVENTION AND SELLER FINANCEE-COMMERCEJanuary 2020 - April 2024 (4 years and 3 months)I scaled up the domain to fuel hypergrowth while developing a frugal organization with outstanding team members and role models partnerships. In 2020, through Covid lockdowns, our sales doubled, which we further built upon.• Fully integrated payment in company strategy (reporting to deputy CEO)• Led best in class partner management, impactful contract negotiations and significant cost reduction• Ensured compliance with agility (SCA, PSD2 marketplace requirements, card schemes requirements, Brexit)• Scaled up the team with frugality, a great succession plan and role model partnership with Product & Tech• Drove incremental revenue from sales (increased performance, new payment options, improved UX, improved incident management) and new revenue lines (trade marketing, working capital pilot for sellers)• Pivoted Fraud from manual /process driven to a data driven team with fraud rates consistently lower than market standard with minimum friction on legitimate users (zero manual review)• Revamped payout service to sellers. Target: improving seller experience, ensuring long term compliance, increasing security, reducing seller credit risk, automating financial reconciliation• Managed operations, customer focused, data driven, with increased simplicity and automation
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Education
- MASTER IN MANAGEMENTESCP EUROPE BUSINESS SCHOOL2024MASTER IN MANAGEMENT
- PREP PROGRAM TO BUSINESS SCHOOLS COMPETITIVE EXAMHENRY IV HIGH SCHOOL2000PREP PROGRAM TO BUSINESS SCHOOLS COMPETITIVE EXAM
Skill set
Categories
- Other