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Myriam BourgeotMB

Myriam Bourgeot

Deliver payment and fraud value

€1,200/day
Paris, FR
15+ years

Average response time: 1 hour

Freelancer profile translated to English.
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About Myriam

Passionate about payments and fraud prevention**, I have developed and structured this domain for various types of organizations, with a **direct impact on the business.

I rely on:
  • a **360° vision: business / product / data / tech / partner network**, all aligned from strategy to operational excellence,
  • my ability to evolve **relevant and lean organizations**,
  • by leveraging **data and targeted analyses**.

My service offering covers:

1. Development of innovative financial services
  • From design and business case to launch

2. Diagnosis
  • Payment performance audit
  • Fraud prevention performance audit
  • Payment cost audit
  • Organizational efficiency audit

3. Strategy
  • Personalized action plan to improve payment performance
  • Personalized action plan to reduce fraud
  • Reduction of payment costs
  • Organizational design to maximize the impact of payment and fraud

4. Delivery
  • Program piloting – payment, fraud prevention, new financial services
  • End-to-end RFP management
  • Improvement of partner management
  • Team training
  • Development of an agile product culture and organization
  • Launch of PI planning. Payment is an excellent pilot area to launch this approach in your company
  • French

    Native or bilingual

  • English

    Native or bilingual

  • German

    Conversational

Can work on-site
Paris (up to 50km)

Experience

  • Stripe Global Customer Advisory Board
    ADVISOR
    CONSULTING AND AUDITS
    January 2022 - August 2025 (3 years and 7 months)
    Twice a year at Stripe's HQ, advised Stripe product teams on upcoming roadmap. Around 20 board members, 2 days on site and remote follow-up
    Product management Payments Fraud Prevention Partner Management Corporate strategy
  • La Redoute
    DIRECTOR ORDER, PAYMENT & FRAUD
    E-COMMERCE
    May 2024 - August 2025 (1 year and 3 months)
    I redesigned the strategy and launched impactful initiatives:
    • Repositionned partnerships and renegotiated key contracts with significant quality and cost impact
    • Revamped fraud prevention from a manual to a data driven approach. Selected and launched a new scoring tool targeting both payment and refund abuse. Target was to lower friction on legitimate customers, cut refund abuse by 60% and automate operations
    • Launched new payment mean, on track to deliver €5m annual extra EBITDA
    • Launched the Order scope, focusing on after-sale / refund experience first. Tactical approach to rely on synergy with refund abuse project (risk scoring for faster refunds to legitimate customers)
    Payments Corporate strategy Fraud Prevention Partner Management Product management
  • MANOMANO
    HEAD OF PAYMENT, FRAUD PREVENTION AND SELLER FINANCE
    E-COMMERCE
    January 2020 - April 2024 (4 years and 3 months)
    I scaled up the domain to fuel hypergrowth while developing a frugal organization with outstanding team members and role models partnerships. In 2020, through Covid lockdowns, our sales doubled, which we further built upon.
    • Fully integrated payment in company strategy (reporting to deputy CEO)
    • Led best in class partner management, impactful contract negotiations and significant cost reduction
    • Ensured compliance with agility (SCA, PSD2 marketplace requirements, card schemes requirements, Brexit)
    • Scaled up the team with frugality, a great succession plan and role model partnership with Product & Tech
    • Drove incremental revenue from sales (increased performance, new payment options, improved UX, improved incident management) and new revenue lines (trade marketing, working capital pilot for sellers)
    • Pivoted Fraud from manual /process driven to a data driven team with fraud rates consistently lower than market standard with minimum friction on legitimate users (zero manual review)
    • Revamped payout service to sellers. Target: improving seller experience, ensuring long term compliance, increasing security, reducing seller credit risk, automating financial reconciliation
    • Managed operations, customer focused, data driven, with increased simplicity and automation
    Payments Corporate strategy Fraud Prevention Product management Partner Management

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Education

  • MASTER IN MANAGEMENT
    ESCP EUROPE BUSINESS SCHOOL
    2024
    MASTER IN MANAGEMENT
  • PREP PROGRAM TO BUSINESS SCHOOLS COMPETITIVE EXAM
    HENRY IV HIGH SCHOOL
    2000
    PREP PROGRAM TO BUSINESS SCHOOLS COMPETITIVE EXAM

Skill set

Categories

  • Other