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Mouad ElkasME

Mouad Elkas

Payment Integration & Oracle PL/SQL Engineer

€270/day
Casablanca, MA
3-7 years

Average response time: 1 hour

Freelancer profile translated to English.
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About Mouad

Your payment system is in production and a bug is blocking transactions. Your banking partner is waiting for a response. Your technical team doesn't know ISO 8583. This is exactly where I come in.

An engineer specializing in payment integration and Oracle PL/SQL, I have 4 years of experience with critical payment systems in a real banking environment. At S2M — a major player in payment processing in Africa — I managed the complete integration of ATM, POS, and Switch solutions for several African and international banks: ISO 8583 Visa and Mastercard interfaces, terminal certification, payment platform migration, PCI DSS compliance, and level 2/3 incident management.

Before that, at Logigroup, I developed and optimized Oracle PL/SQL components for financial data management applications: stored procedures, ETL pipelines, complex queries on large transactional volumes.

What sets me apart on Malt: I master both the database layer (Oracle PL/SQL) and the payment protocol layer (ISO 8583, EMV, payment processing). Most consultants cover one or the other — not both. My experience in Africa and the MENA region is also a real asset if you operate in these markets.

I work in French and English, deliver documented work, and treat go-live deadlines as a non-negotiable constraint.

If you have a payment integration, Oracle development, or payment compliance project — send me your brief, I'll respond within 24 hours.
  • French

    Native or bilingual

  • Arabic

    Native or bilingual

  • English

    Fluent

Remote only
Primarily works remotely

Experience

  • S2M
    Payment Integration Engineer
    BANKING AND INSURANCE
    August 2023 - Today (2 years and 10 months)
    Casablanca, Morocco
    Managed the complete integration of payment solutions (ATM, POS, Switch) for several African and international banking institutions
    Developed C++ for ISO 8583 Visa and Mastercard interfaces in front-office and back-office
    Deployed and commissioned ATM Cardless solutions with connections to clients' core banking systems
    Led the migration from A2A Host to IMAL Host for CIHAN BANK — refactored C++ components, resulting in a 2.5x increase in TPS performance
    Installed, configured, and certified payment terminals (POS) for On-us (debit, credit, prepaid) and Off-us (Visa, Mastercard) flows
    Migrated payment platforms between different payment switches with service continuity
    Designed, executed, and documented advanced test plans — functional, technical, and regression validation
    Actively contributed to PCI DSS and Mastercard DSA compliance initiatives
    Handled level 2/3 technical incidents via Jira — diagnosis, resolution, and client communication
    Administered and queried Oracle PL/SQL for managing, analyzing, and correcting transactional data
  • Logigroup
    Oracle Development Engineer
    August 2022 - August 2023 (1 year)
    Casablanca, Morocco
    Planned and managed Oracle database migrations to new target versions and architectures
    Developed and optimized C++ and PL/SQL components for financial data management applications
    Analyzed compatibility impacts between source and target environments (schemas, procedures, dependencies)
    Implemented and validated backup, restore, and disaster recovery procedures (DRP)
    Authored test plans, executed technical acceptance tests, and produced delivery documentation

    Stack: C++
    • · Oracle PL/SQL
    o · MySQL
    o · SQL Loader
    o · Shell Script
  • Effyis Group
    End-of-studies Internship (PFE)
    March 2022 - August 2022 (5 months)
    Casablanca, Morocco
    Designed and developed a full-stack e-banking application covering account management, transfers, and transaction tracking
    Configured the Dolibarr ERP: module setup, user access rights management, and business process automation
    Implemented a secure REST API (JWT) for authentication and front/back communication

    Stack

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Education

  • Agile Project Management (Scrum, sprints, backlog) Mastercard Developer Zone — Level 2 (Mastercard APIs, payment integration)
    Gestion de projet Agile (Scrum, sprints, backlog) Mastercard Developer Zone — Niveau 2 (APIs Mastercard, intégration paiement)

Skill set

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