Freelancer profile translated to English.

Description

Senior Consultant Finance & Banking | 25+ years of experience | Ex-CEO TFB, UIB (SG), ClearEdge. I support financial institutions, banks, and development organizations in their transformation, governance, and risk management projects. Former CEO of Tunisian Foreign Bank (Paris) and UIB (Société Générale subsidiary, Tunis), I managed institutions with 500+ employees and balance sheets of several billion euros. My areas of expertise: ALM & balance sheet management, bank M&A (due diligence, acquisitions/divestitures), regulatory compliance (ACPR, Basel III/IV), digital transformation, corporate governance, microfinance, and financial inclusion. Trilingual FR/EN/AR. Available on-site (Paris and region) and remotely. Daily rate: 1,200 euros/day.

Languages

Arabic
Native or bilingual
English
Fluent

Workplace preferences

Can work on-site

Paris (up to 50km)

TFB (Tunisia Foreign Bank)
Chief Executive Officer
March 2024 - November 2025 (1 year and 8 months)
CEO of Tunisian Foreign Bank (Tunisie Valeurs Group subsidiary, Paris). Strategic, commercial, financial, and operational management of the institution. Supervision of teams (back-office, compliance, risk, finance). Development of Franco-Tunisian institutional and corporate clients. Strengthening of internal control and regulatory compliance (ACPR). Management of relations with French and Tunisian regulators. Optimization of balance sheet and ALM management. Development of new banking products and services tailored to the diaspora and Franco-Tunisian companies. Representation of the bank in professional and institutional bodies.
ClearEdge
Chief Executive Officer
June 2021 - March 2024 (2 years and 9 months)
Paris, France
Strategic advisory: EBRD, microfinance institutions, due diligence for bank and Fintech acquisitions/divestitures. Professional training: development programs for executives and teams in the financial sector. Clients: regional institutions, Fintechs, development organizations. Period 2023-2024: Expansion of consulting activities with institutional clients in Europe, MEA, and Africa. Development of specializations in governance, risk management, compliance, and digital transformation for financial institutions.
Advans
Board Member
March 2026 - Today (3 months)
Tunisia
Governance: Participation in strategic decisions of the Board of Directors. Microfinance: Contribution to the development of the institution in the microfinance sector in Tunisia. Growth strategy: Support for growth and social impact strategy. Financial inclusion: Promotion of financial inclusion and access to financial services for underbanked populations.