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Julien ReignierJR

Julien Reignier

Supermalter

Expert Stripe | Stripe Connect

€550/day
20 projects
Lyon, FR
8-15 years

Average response time: 2 hours

Freelancer profile translated to English.
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About Julien

Stripe Consultant | Expert Stripe Connect & Stripe Billing
Audit, redesign, and payment architecture for growing marketplaces and SaaS.

My 2026 audits identified between+€16k and +€44k/year in recurring gainsfor my clients (digiSchool, KS Lab, Ventilo, CheckTaPaie).

Stripe Certified x3 (Architect & Developer)
Ex-CTO x2 (raised €250k and exit)
✓ +20 Stripe missions

🎯 WHO I WORK FOR
  • Marketplaces using Stripe Connect (Express, Custom, Standard, marketplace flows, customer onboarding, KYC)
  • Subscription SaaS on Stripe Billing (churn, dunning, recovery, subscription management, multi-country VAT) and AI SaaS with usage-based billing (credits, overages, metered billing)
  • Founders, CTOs, and tech teams in direct contact

💸 WHAT I DO
  • Stripe Audit: architecture, webhooks, marketplace flows, documentation compliance, quantified quick wins
  • **Implementation & Redesign**: Stripe Connect (KYC onboarding, commissions, payouts), Stripe Billing (subscriptions, multi-country VAT, recovery)
  • **Custom Development**: backend API, idempotent webhooks, custom plugins, Stripe integration
  • Ongoing Support:external Stripe referent, architecture evolution, regulatory changes (SCA, ViDA 2026, Stripe Tax), Stripe cost optimization (payout fees, pricing structure, commissions)

⚡ WHY MY CLIENTS CHOOSE ME
  • Audit-first approach: I identify actionable quick wins before any development.
  • Documentation rigor: each deliverable is structured, quantified, actionable with ready-to-use code examples.
  • Product + technical vision: I speak architecture, business model, and ROI, not just code.

📩 A Stripe project or roadblock?
Let's talk. From the first exchange, you'll leave with a clear vision and concrete leads.
  • French

    Native or bilingual

  • English

    Native or bilingual

Can work on-site
Lyon (up to 50km), Paris (up to 50km), Marseille (up to 50km), Toulouse (up to 50km)

Experience

  • LOAD STATIONS
    Malt logoOn Malt
    Stripe Expert - Kick-off and Audit
    SOFTWARE PUBLISHING
    April 2026 - May 2026 (1 month)
    Nîmes, France
    In-person kick-off day for a French SaaS publisher specializing in monitoring and billing for EV charging stations, operating a Stripe architecture with various flows.

    Missions performed:
    • Meet stakeholders (management, tech, accounting) and understand the organization
    • Map payment and payout flows
    • Identify priority friction points (multi-account architecture, reconciliation, fraud, metadata)
    • Prepare the upcoming Stripe audit
    Stripe Stripe Billing Stripe API Stripe Connect Flow mapping
  • CheckTaPaie
    Malt logoOn Malt
    Stripe Connect Developer – Audit, Architecture & Implementation
    HUMAN RESOURCES
    November 2025 - April 2026 (5 months)
    Lyon, France
    Complete redesign of a B2B SaaS platform's Stripe Connect architecture after an audit identified critical risks in financial flows, VAT, and webhooks. Migration from a WooCommerce + third-party plugins stack to a native Stripe Connect Express integration + automated Pennylane invoicing.

    Missions performed:
    • Full Stripe/WooCommerce/WordPress audit: payment flows, payouts, VAT, webhooks, onboarding
    • Identification of critical risks in the payment architecture and remediation recommendations
    • Complete implementation: Express onboarding, KYC, reliable webhooks, automated Pennylane API invoicing (5 invoice types, GP mandate, PDF sending)
    • Architecture recommendation: Stripe Connect Express + SC&T migration, automated commissions and payouts, VAT by territory
    • Custom WordPress plugin development: Stripe Connect Express + Pennylane, auto-retry with exponential backoff
    Stripe Connect Wordpress Stripe WooCommerce Pennylane
  • Ventilo
    Stripe Connect Expert - Marketplace Audit and Recommendations
    ENTERTAINMENT AND LEISURE
    April 2026 - April 2026
    Lyon, France
    Stripe Connect audit for an event ticketing marketplace (Express direct charge model) with payout optimization identified, leading to 70% fee savings. Validation of the direct charge model, complete review of the architecture, webhooks, connected accounts, and onboarding.

    Missions performed:
    • Stripe Connect architecture audit: direct charge model validation, fund flows, fee distribution, and negative balance responsibility
    • Payout configuration analysis: schedule optimization with up to 70% savings on payout fees
    • Backend code review: idempotency, webhook handling, API versioning, critical operation security
    • Connected account and onboarding audit: duplicate detection, incomplete onboarding rates, automated follow-up recommendations
    • Analysis of configured webhooks and identification of missing events
    • Advice on evolving to Stripe Terminal: Tap to Pay vs. physical readers comparison
    • Structured audit report with prioritized action plan (critical/important/useful) and debriefing session
    Stripe Connect Marketplace Stripe API Audit Stripe Terminal

Reviews

5.0

Out of 15 ratings

H

Hawa

Dirigeante - CheckTaPaie

Reviewed on 3/31/2026

After being very satisfied with the audit of my platform by Julien, I entrusted him with the complete redesign of my site's payment and invoicing management (Stripe Connect Express + Pennylane + WooCommerce), in a rather complex context with intermediation logic and specific financial flows. The work done is both technical and structuring: Julien was able to take over an imperfect existing system, quickly understand the business issues, and propose a much cleaner and more reliable architecture. He was also proactive in suggesting solutions for issues I hadn't necessarily considered (flow management, payment security, data consistency), while remaining pragmatic in the solutions implemented. Beyond his technical skills, I particularly appreciated his responsiveness, his ability to document what was done, and the clarity of the deliverables provided. I recommend Julien without hesitation for projects involving advanced payment and invoicing challenges. He is a true expert.
M

Mounira

Gérante - LES FEES BLEUES

Reviewed on 3/19/2026

I wish to express my complete satisfaction with the work done by Julien in managing my internet domain. His professionalism, responsiveness, and technical mastery were remarkable from start to finish. A big thank you for this quality work!

Recommendations

Alicia Mollard-ClapotAM
Camille ReignierCR
EM
+6
Alicia Mollard-Clapot and 8 other people have recommended Julien

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Education

  • Stripe Connect
    Stripe Training
    2025
    Architecture multipartie et implémentation Connect (Express, Custom) : onboarding KYC, flux de fonds, commissions, reversements automatisés, webhooks idempotents. Marketplaces et plateformes SaaS.
  • Stripe Billing
    Stripe Training
    2025
    Abonnements et recurring revenue : Payment Intents, Setup Intents, subscription schedules, dunning, migrations, test clocks. Gestion de la TVA multi-pays et conformité SCA/PSD2.

Certifications

Skill set

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