Freelancer profile translated to English.

Description

KYC / Compliance Analyst with solid experience in a banking environment, I assist companies and financial institutions in securing their activities and managing their regulatory risks. Specializing in KYC, Due Diligence, AML/CFT, KYC remediation, EDD, and corporate client onboarding, I cover the entire compliance chain: periodic review, risk analysis, KYC quality control, UBO identification, and compliance for sensitive files.

With a rigorous, operational, and results-oriented approach, I help my clients to make their processes reliable, reduce their non-compliance risks, and effectively meet regulatory requirements and internal audits. Accustomed to demanding environments with high stakes, I combine reactivity, confidentiality, and operational excellence to secure your decisions and durably strengthen your control systems.

Available as a freelancer, I quickly adapt to your needs with high standards, autonomy, and efficiency.

Industry field of expertise

Languages

French
Native or bilingual
English
Fluent

Workplace preferences

Can work on-site

Paris (up to 50km)

Banque
Corporate KYC Analyst
BANKING AND INSURANCE
October 2022 - March 2026 (3 years and 5 months)
Paris, France
KYC Analyst – Main Missions

Conduct comprehensive KYC analyses in compliance with regulatory requirements (AML/CFT, compliance, anti-money laundering, and terrorist financing)
Collect, analyze, and verify client information (individuals and legal entities) from reliable internal and external sources
Conduct in-depth independent research on legal documentation (articles of association, Kbis, ultimate beneficial owners, organizational charts, etc.)
Identify and analyze risks (client, activity, geographic, reputational)
Write clear, reasoned KYC analysis summaries conforming to internal standards

⸻

File Management and Coordination

Manage KYC files from end to end, in compliance with internal procedures and processes
Interact regularly with relationship managers to validate and complete files
Directly contact clients to collect missing documents and information
Rigorously track requests and follow up until the file is complete

⸻

Autonomy and Control

Independently validate KYC recertifications, within the scope of delegation
Conduct compliance checks on files (quality, completeness, information consistency)
Detect anomalies or inconsistencies and implement corrective actions
Contribute to the continuous improvement of KYC processes and internal practices

⸻

Environment & Skills Used

Apply internal policies and regulatory requirements
Use screening tools (sanctions, PEP, adverse media)
Work cross-functionally with sales, compliance, and risk teams
KYC AML/CFT due diligences AML PEP
Banque
Business Relationship Manager for SMEs
BANKING AND INSURANCE
September 2019 - October 2022 (3 years and 1 month)
Paris, France
Business Relationship Manager – Main Missions

Manage and develop a portfolio of SME clients (up to €15 million in turnover)
Oversee the overall client relationship (directors, CFOs, key contacts) with regular and personalized follow-up
Conduct business meetings (in-person / phone / video) with a focus on advice and loyalty
Identify client needs (financing, cash flow, investments, balance sheet strengthening) and propose suitable solutions

⸻

Financial Analysis and Risk Management

In-depth financial analysis (balance sheets, income statements, P&L, repayment capacity, financial structure)
Assess credit risk and structure financing operations (short-term, medium-to-long-term, leasing, factoring, etc.)
Prepare and write reasoned credit files for decision-making committees
Monitor commitments, ensure covenant compliance, and anticipate at-risk situations

⸻

Compliance and Operational Security

Verify regulatory and documentary compliance of files (KYC, AML/CFT, completeness of documents)
Collaborate closely with compliance and risk teams during file processing
Ensure adherence to internal procedures and current delegations
Contribute to the management of operational and regulatory risks

⸻

Operational Management and File Tracking

Manage client files from start to finish, from prospecting to financing implementation
Coordinate with internal teams (back-office, legal, compliance, risk)
Provide administrative follow-up and update client information in internal tools
Manage banking flows and products (cash management, payment methods, investments)

⸻

Business Development and Referrals

Develop the portfolio through referrals and recommendations (accountants, lawyers, notaries, networks
Financial Analysis Client Relations KYC Rigor and organization methodical
Banque
Assistant Business Relationship Manager (Innovative Companies)
BANKING AND INSURANCE
August 2018 - September 2019 (1 year and 1 month)
Paris, France
Manage and update KYC files (complex structures, UBO, AML/CFT compliance)
Financial analysis of innovative companies (cash burn, fundraising, projections)
Contribute to credit risk assessment and financing structuring
Write summary notes for risk and credit committees
Verify documentary completeness and compliance
End-to-end file monitoring and internal coordination (risk, compliance, legal)
Conduct reviews and participate in process improvement
Market Research Compliance Compliance Risk Management Credit Risk