About Fatima Ezzahra
Available for 100% remote contracts globally.
With 12 years of experience across the banking and non-banking sectors, I have spent the last 5 years leading international missions. I am now looking to leverage my global expertise, strong interpersonal skills, and cross-cultural adaptability within new markets & evolving ecosystems.
My ability to collaborate with diverse stakeholders allows me to integrate seamlessly into any environment to tackle new strategic challenges.
English
Native or bilingual
French
Native or bilingual
Arabic
Native or bilingual
Spanish
Conversational
Remote only
Primarily works remotely
Experience
- Aspire SystemsProject Manager / Lead Business AnalystBANKING AND INSURANCEJanuary 2021 - February 2026 (5 years and 1 month)Londres, United Kingdom1. Project: "FiQuest" for GreenPath (USA)Project Manager | Full Lifecycle Delivery (Versions 1, 2, & 3):Successfully delivered 3 major releases, earning top-tier clientcommendations for project leadership and execution.
- Spearheaded the end-to-end overhaul of the "FiQuest" core transactional system and digital application.
- Orchestrated Agile methodologies using the full Azure DevOps suite: managed Backlogs, Sprint planning, Kanban boards, Wikis, and real-time Dashboards.
- Overseen technical workflows including Source Control, Versioning, Pull Requests, Test Plans, and Build/Package artifacts.
Lead Business Analyst | Product Requirements Delivery (Versions 4, 5 & 6):Awarded four client commendations for excellence in Business Analysis and hight-quality deliverables.- Product Strategy & Backlog Management: Orchestrated the creation and management of comprehensive Product Backlog Items (PBIs)
- UX/UI Oversight: Conducted comprehensive UX design reviews using Figma to ensure seamless user journeys
- Complex Ecosystem Integration: Led the integration strategy with over 25 external applications
2. Project: "Intrum" for Intrum Hellas (Greece)Project Manager | Temenos Transact Implementation (Pilot Site)- Core Banking Implementation: Spearheaded the deployment of the Temenos Transact solution for the Greek pilot site.
- Modular Customization: Led the development and enhancement of existing Transact modules to align with specific business requirements, focusing on: Loans, Collaterals, and Payments.
- Solution Generalization: Spearheaded the strategic roll-out and adaptation of the Temenos Transact solution for the Italian market, following the successful Greek pilot.
3. Project: "NBKE" (National Bank of Kuwait Egypt)4. Project "CDM" (Credit du Maroc Casablanca)- Project Lead | Digital Workstation Implementation (Temenos UXP)
- SG ABSFunctional Project ManagerBANKING AND INSURANCEMay 2019 - June 2020 (1 year and 1 month)Casablanca, Morocco1. Project: IFRS 9 Finance Implementation- Implementing a provisioning calculator (developed by PwC) across Société Générale’s African subsidiaries (AFMO).
- Deployment Strategy: Led the end-to-end rollout strategy, including user training, operational procedures, and the management of UAT (User Acceptance Testing)
- Testing Governance: Defined central and local testing strategies and produced official sign-off reports (PV).
- Change Management: Supported 12 international subsidiaries in adopting the provisioning engine (provisioning analysis, calculation simulations, and risk segmentation).
- Production Oversight: Monitored production environments to identify and resolve calculation anomalies, ensuring high data integrity.
- System Optimization: Directed tool upgrades and configuration adjustments to align the PwC solution with specific local entity requirements.
- Stakeholder Management: Validated reporting outputs with central functions in Paris, collaborating closely with Risk, Finance, and BI SMEs.
- Agile Delivery: Managed functional testing and sprint deliveries within an Agile framework.
- Performance Monitoring: Developed and managed dashboards using tool KPIs tomeasure system performance and meet subsidiary-specific needs.
2. Data Quality & Remediation- Remediation Planning: Orchestrated data quality remediation plans to resolve issues impacting the Golden Source (input data), ensuring high-fidelity reporting.
- Data Reliability: Enhanced the reliability of the provisioning base through crossfunctional collaboration with Risk, Finance, and BI SMEs, as well as regional and subsidiary leadership.
- Corrective Actions: Implemented corrective measures within the Amplitude core banking system to address data inconsistencies.
- Stakeholder Workshops: Led workshops with the pilot site to evaluate the impact of data quality on system upgrades and version migrations.
- Bank OfAfricaRisk Manager SeniorBANKING AND INSURANCEJanuary 2018 - May 2019 (1 year and 4 months)Casablanca, Morocco1. Regulatory Project Manager – Risk, Compliance & FinanceIn compliance with Bank Al-Maghrib (BAM) Circular 4/W/2017, in collaboration with Equinox Consulting.
- Regulatory Framework: Led the development and annual update of the Internal Recovery Plan (PRCI),
- Crisis Scenario Analysis: Designed and implemented stress-test scenarios as prescribed by the Central Bank to evaluate institutional resilience.
- Risk Simulation: Orchestrated impact simulations for major risk categories (Credit, Market, Liquidity, Operational, Compliance, and Country Risk) and analyzed their effects on key performance indicators (KPIs).
- Recovery Thresholds & Monitoring: Established triggering mechanisms for recovery measures through the rigorous tracking of Solvency, Loss ratios (Sinistralité), Liquidity, and Reputational indicators.
- Strategic Communication: Developed a comprehensive communication plan to inform and align internal and external stakeholders during crisis phases.
- Governance & Procedures: Engineered internal PRCI procedures and established a robust monitoring process to ensure ongoing compliance and operational readiness.
- Regulatory Reporting: Guaranteed the timely production and submission of all regulatory deliverables, meeting strict Central Bank deadlines.
2. Basel II / Basel III Implementation Project – UMOA Region- Regulatory Compliance & Reporting Specialist- Standardization of Prudential Requirements: Guaranteed the uniform application of Basel II and Basel III standards across the UMOA zone
- Regulatory Reporting (FODEP)
- Capital Adequacy & Risk Monitoring: Monitored key prudential ratios (Solvency, Liquidity, and Leverage) to ensure all credit institutions and financial companies met regulatory capital requirements.
- Subsidiary Advisory: Provided technical and functional expertise to local finance and risk teams to streamline the reporting process
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Education
- Master's Degree in FinanceISCAE Casablanca2013Master's Degree in Finance
- Classes Préparatoires aux Grandes Écoles (CPGE)CPGE2010Scientific Preparatory Classes: Ranked among the Top 100 candidates nationwide- Awarded "Grand Admis" for elite Engineering and Business Schools
Certifications
- Temenos Digital Suite: Certified in Retail & SME, Spotlight, Infinity Assist, and Loan OriginationTLC: Temenos Learning Community (Remote)2025
- Generative AI for BusinessAspire Systems (Remote)2024