You're seeing this page as if you were . The main menu is still yours, though. Exit from immersion
Malt Strategy
New report
Malt Tech Trends 2026
Éric TsogoÉT

Éric Tsogo

Credit Analyst

€345/day
Montreal, CA
8-15 years
Management control
Credit risk management
Microsoft
Data analysis
Financial statement analysis

Average response time: 1 hour

Freelancer profile translated to English.
Back to original language

About Éric

Certified GCC Senior Credit Analyst with over 10 years of experience in credit risk management, recovery, and construction project financing in Canada.

I have worked for multinational corporations such as Deloitte Financial Services (Milan), ENI SpA Italy, Sonepar Canada, and Rexel Canada. This international experience allows me to assess credit risk in complex, multicultural, and multilingual environments.

I offer my clients:
- Credit file analysis and customer risk scoring
- Customer portfolio management and credit limit review
- Collections and dispute management (B2B)
- Financial analysis and credit due diligence
- Construction project financing and payment management
- Credit policy consulting and process improvement.

I am available for remote, one-time, or recurring assignments.
Responsive, autonomous, accustomed to demanding environments.

  • French

    Native or bilingual

  • English

    Conversational

  • Italian

    Fluent

Remote only
Primarily works remotely

Experience

  • Lumen, division de Sonepar Canada Inc.
    Credit Analyst
    RETAIL (LARGE RETAILERS)
    December 2022 - Today (3 years and 6 months)
    Laval, QC, Canada
    • Compile and analyze financial and credit information for new and existing customer accounts.
    • Authorize or recommend credit limits to be granted.
    • Daily review of customer accounts exceeding authorized limits.
    • Collect amounts due.
    • Analyze and release orders on credit hold.
    • Analyze and manage credit for construction project accounts.
    • Proactively communicate closely with internal and external clients.
    • Manage and participate in resolving customer dissatisfaction or disputes.
    • Actively participate in achieving credit department objectives.
    • Participate in various continuous improvement projects for the department.
    • All other related tasks.
    Credit risk management Management control Receivables management Bank reconciliation Payment receipts
  • Rexel Canada Electrical Inc.
    Credit Officer
    January 2020 - December 2022 (2 years and 11 months)
    Montreal, QC, Canada
    • Credit file analysis
    • Customer risk analysis
    • Construction project reporting
    • Issuance of payment receipts for construction projects
    • Customer account reconciliation
    • Payment applications
    • Collections and recovery
    • Updating client files
  • Toromont Cat Québec,
    Credit and Collection Officer
    September 2017 - December 2019 (2 years and 3 months)
    Pointe-Claire, QC, Canada
    • Customer portfolio management
    • Accounts receivable processing
    • Credit management and account recovery
    • Statement production and analysis
    • Accounting reconciliation
    • Opening files for collection
    • Collection and payment recording
Check out Éric's experience

Recommendations

Be the first to recommend Éric

Help this freelancer shine by sharing your experience working together.

These freelancer profiles also match your criteria

AgathaA

Agatha Frydrych

Backend Java Software Engineer

4.7

(3)

2

BaptisteB

Baptiste Duhen

Fullstack developer

4.6

(4)

5

AmedA

Amed Hamou

Senior Lead Developer

4

(2)

7

AudreyA

Audrey Champion

Web developer

4.3

(3)

4

Signup to reveal

Education

  • Credit Management Certificate
    École de crédit Pinard
    2024
    Gestionnaire Certificat de Crédit
  • Postgraduate Diploma in Management
    HEC Montréal
    2015
    DESS en gestion
Check out Éric's education

Skill set

Receivables management
Client portfolios
Accounts receivable

Categories